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NOTE:
Actual coverage will depend on what your agent selects
on your behalf and what is available in your specific
state
PROPERTY- Special Form
Blanket building & contents
No coinsurance penalty clause
Replacement cost-building & contents
Automatic inflation increases
Stained & plate glass included in building coverage
Additional expenses & loss of income so normal
operations can be continued
Clergy & personal effects coverage
Computer equipment and software
Replacement of valuable membership records
Appurtenant structures
Lock replacement
Theft of church property
Theft of money
Employee dishonesty
LIABILITY
Limits up to $1,000,000/$5,000,000
Product liability coverage for food consumed, sold or
distributed
Contractual liability
Personal injury & advertising liability
Clergy, officers & board members as additional insured
Special events run by the church
Liability from the use of reasonable force to protect
persons or property
Liability for use of non-owned watercraft
Liability for use of non-owned autos
Medical payments for injured members or visitors
OPTIONAL COVERAGE
Teachers liability including corporal punishment
Directors and officers liability
Clergy professional liability
Sexual molestation
Builders risk
Day care
& preschool
Workers compensation
Umbrella excess liability
Boiler and machinery
Church bus, van or car
K-9 church sponsored
schools
Employee benefit liability
Special fine arts
Because
your local agent is familiar with the needs of your
church or synagogue,
he or she can help meet your specific needs using a wide range
of options.
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